It is a three-layered gold-toned charm necklace, featuring a mix of delicate chains and eclectic, vacation-inspired charms.

The set includes:
A fine, plain gold-toned chain as the top layer
A middle layer with a smooth orange bead and a millefiori glass charm
A bottom layer with a mother-of-pearl disc, a pair of scallop shells, a baroque faux pearl, an enamel tile charm, and a textured heart charm